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August 29 Weekly Round-Up 8/28 (Belated)Time for another round-up of interesting articles from around the net. Let's start with someone who is quickly becoming one of my favorite "vloggers", Steven Crowder:
Now onto the rest of the internet fun:
Here is the Weekly round-Up Health Care Update:
There has been a lot of talk about illegals and health care...well, here is where the situation really stands
Bonus Video, Watch Milton Friedman own Donahue:
Evil Out August 27 Your Children are Counting You...I ran across this news article from USA today and about fell out of my chair in disbelief. The jist of the article is that the Government is coordinating with schools to educate children about the constitutionally mandated decennial census. The reason is to:
On the surface it is an innocuous sounding program. The true goal of the program is hinted at a little later in the text of the article:
Census activists have complained for decades that the poor are under-counted in the census. This has encouraged them to advocate for techniques such as imputation and other statistical techniques other than the method of direct count as mandated by the Constitution. This is above and beyond the seeming politicization of the census that the Administration has already undertaken. While I am not adverse to using statistical techniques and other modern methods to perform the census, this idea of using children to "guilt" families into complying with the census is hard to accept. Not to mention I have a real problem with the Federal Government dictating classroom curriculum.
This sort of indoctrination and coerced curriculum is one of the many reasons that I feel like Government schools are doing as much harm to our society as good. When the Government is the source of your education, Government will teach you what benefits it the most. Over the years this is one of the driving forces that have moved us from a society that cherishes freedom, independence, and personal responsibility to one that cherishes group identity, Government support, and passing the buck.
How long before it goes from "teaching" your children about the census to "using" your children to enforce census counts?
Evil Out
August 25 Success, Government StyleLet's look at a successful program, Government style. This program is 2 Billion dollars over budget, was unable to provide its benefit over the predicted course of the program, has not payed out its owed benefits, is putting not only the Government, but also consumers into debt, and had to be ended early because the Government was unable to process the paperwork fast enough to keep the program going. Talk about success.
This is success "Cash for Clunkers" style. We keep being told this is a popular program...as if that justifies the problems with it. For example, in this rather positive article about the last days of the program, you can see some of the underlying problems with the program. It is going to be a temporary boost in sales and has encouraged poor consumer behavior because of the perceived "free" benefit.
The article does give brief lip-service to the bureaucratic problems of the program, but doesn't dwell on it. All across the media the story has been the success of this program. The problem that the media is ignoring is that popularity and success are two different things and that they do not actually mean the same thing. On the surface Cash for Clunkers may seem like a success, it has boosted car sales for the past 3 weeks. However, when you look below the surface you see the real problems.
There will be some interesting long-term and unexpected consequences with this program. I predict three of them will be; a depressed used car market and corresponding business failures, a depressed new car market for the remainder of the year, and an increase in repossessions and loan defaults by the end of the year. I may just be pessimistic, but we will see. After all this was success, Government style. Evil Out August 21 Weekly Round-Up 8/11A little belated, but here is the Weekly Round Up for 8/21
To start the week off, watch this little video about whether or not college is worth the expense:
For a more recent interview with Dr. Vedder, check out this video. I don't agree with all of his conclusions, but he makes quite a bit of sense about the excessive price of higher education.
Is the VA "Death Book" a glimpse into Government "Death Panels"? How to hold an "open" town hall meeting Greenpeace lies? Say it ain't so.
Evil Out
August 20 The Neverending Story... For good or ill, the health care reform debate continues. I know many people are beginning to suffer burnout (myself included). However, this is an issue that will not only affect a huge portion of our nation's economy (about 1/6), but also will directly affect the lives of every American at one point or another. The public pressure seems to be having an effect on lawmakers and as a result the Administration has been floating a number of trial balloons recently. Everything from removing the Government Option to Health Co-Ops to Going it Alone (IE sans Republicans). The Amazing thing about this is that the Administration seems to be unprepared for the backlash it has been getting and has reneged on most of it's trial balloons as soon as they were floated. The President has even turned to the classic Looter tactic of using moral conscious to guilt us into reforming health care. I think the sweeping health care legislation that the President and Congressional leaders wanted is DOA, but I am sure that there will be some sort of legislation passed that can be pointed to as "health care reform". Remember that we don't even have a single bill in either house of Congress. So the American people need to stay on top of this until the current debate goes down in flames and we can have a serious debate about Government health care reform, starting with fixing the problems with Medicare and Medicaid.
Here are some interesting articles on the health debate over the past few days:
Well there are some interesting tidbits to chew on. Read, become informed, and don't let the pressure up until we can shift this debate to a true reform of the health care system and not just a Government power grab of our freedoms.
Evil Out. August 16 The President Speaks OutIn an editorial in the NY Times today, President Obama talks about why we need health care reform. At the heart of his article you can see how he continues to shift this debate towards demonizing insurance companies as opposed to serious talk about health reform. Here are a few examples:
The devil that is being attacked in his article is the insurance companies. According to the President all evils in our current system flow down from those evil companies who want to make a profit. Notice that last quote...health-insurance reform...I thought this debate was about health care reform. Those are two separate issues. Also look at the paragraph giving the anecdotal examples of insurance causing problems...if you have been reading health care literature on both sides, anecdotal evidence can be found supporting reformers and opponents. However, the real question about those anecdotal examples...did those people have trouble obtaining health care? Or was it simply a matter of finding a health insurance company that would pay for their care...That is a critical question when you are talking about health care reform.
The President talks about controlling costs and reducing waste and fraud...all noble goals, but goals that need to be achieved primarily within the current Government controlled areas of health care, Medicare and Medicaid. Notice how little in his article the discussion of reforming and controlling the Government's already spiralling costs come up. He has four "points of reform" that he believes their reforms will address.
This sounds great, but how exactly are you going to guarantee high-quality, affordable, and mobile coverage? More importantly how are you going to provide this for people who already have difficulty affording health coverage? I thought reducing costs was important...
Ah, here is some lip-service to controlling costs in Medicare and Medicaid...he talks about controlling "skyrocketing" costs...note that he doesn't really say how. Cutting waste and fraud in Medicare and Medicaid will control the costs for those programs, but what about real cost saving measures such as tort reform or ending the practice of underpaying for services by Medicare and Medicaid that causes those costs to be shifted to customers with insurance?
Unless I missed all the talk and exposes about Medicare paying insurance companies, Medicare actually pays doctors and service providers. Not sure how that "enriches" insurance companies. Once again lofty goals given with no specifics. I can do the same thing. My health care reforms will prevent global warming and enrich the world's poor and cure balding. See how easy that is.
Let me see, a private company is providing me a service for a fee. That company needs to ensure that at minimum it doesn't lose an unreasonable amount of money giving me that service (that I went to them to ask for, BTW) and preferably makes a little profit. So that company is unwilling to take risks on someone who will be too expensive or wants to charge that person more to provide the service in order to recoup their costs...and this is a problem? When are we going to talk about car insurance reform. I am pretty sure that there are millions of people denied coverage or asked to pay higher premiums because of their pre-existing condition of being a lousy driver. How about those evil banks who deny millions of people coverage (loans) because they have the pre-existing condition of not paying their bills on time? The President has decided to move this debate away from one about reforming the problems with our health care system and moving it to one of demonizing health insurance companies to pass his agenda. I know many people have had difficulties dealing with insurance over the years, but that is not a reason to create a massive Government grab for control over the health care industry. Not to mention the proposals to force Americans to purchase health insurance. Having the Government demand that you spend your own resources at the point of a gun is never beneficial. Let's end with this nice little point of hypocrisy by the President. It is a rhetorical technique that he uses often, but this example takes the space of two sentences.
So let me get this straight, cynics and naysayers will exploit fear for political gain, but you can exploit fear for your own purposes? The rest of the paragraph even ramps up the fear and worry that the President is using to convince you to accept his agenda...who exactly is using fear or is just that your fear mongering is good and theirs is bad? Add this article to the speculation that the President is backing away from the "Public Option" and it is starting to look like the administration and Congressional leaders are getting desperate to pass something, anything, that they can point to as "reform". Personally I want this whole effort to go down in flames until Congress cleans up the current Government controlled health care programs, Medicare and Medicaid. Maybe then we can talk about them meddling with the rest of us. Evil Out August 15 The Blue and Green ShowHere is the Green Industry at its finest :P
On a more serious note, in an article titled The Green And Blue Convergence, Ronald Brownstein over at the National Journal talks about a merging connection between the growing "Green Energy" sector and Democrats political interests. Quoting:
Now it is never a surprise when political and business interests collide. In fact a good portion of the article is spent talking about how "Big Oil" has joined with conservative politicians to support their business interests. While you can't argue that the energy industry in this country receives huge tax credits and incentives from the Government, I find it interesting that within his article he identifies the underlying reason why Green industries have flocked to Democrats as opposed to Republicans. First about the oil and gas industry:
Notice that the benefits that these industries have primarily pursued are mostly focused on getting Government out of their business. From reducing the amount of money confiscated from them to reducing foreign red-tape to preventing onerous regulations. Looking at the principles that underlay their political dealings it becomes obvious why they would pursue those goals mostly with the party who traditionally stands for reducing Government. Contrast that with the benefits that the Green Energy sector are pursuing:
All of the goals that Big Green is pursuing have to do with increasing Government involvement and regulation in the energy market. Rather than attempt to reduce the hand of Government to level the playing field by trying to attract tax breaks and incentives or to remove barriers to competition, these companies are attempting to use the Guns of the Government to forcibly change the playing field. By advocating for more regulation and mandates is it any wonder that these businesses are turning to the Democrat party who traditionally supports the expanding hand of Government? Just something to think about when you start looking at which businesses support which candidates and which parties. The more a party reaches out to Democrat interests the more that party wants expanding Government and conversely the more a party reaches out to the Republicans minimizing Government expansion is often their goal. Evil Out August 14 Weekly Round Up 8/14Join the MOBS!!! Against Health Care Reform….FLAG YOURSELF!!!
Obama’s Lonely Heart’s Club Band
ANGRY RIGHT-WING ANTI-HEALTHCARE ZEALOUS MOB TRAMPLES HAPLESS REPORTER Remember when Twitter went down last week? Turns out is was a Russian attack against a single Blogger.
Townhall MOSH PITS Sad day for rockers everywhere…RIP Les Paul Yet another reason the DMCA was one of the worst pieces of legislation since the ADA Sure the Deficit is big, but hey at least we are setting records Grassroots or Astroturf…hard to tell anymore Green jobs? What Green Jobs? Red Pill? Blue Pill? Obama as Morpheus Republicans are falling back on the playbook of a Radical Union Organizer According to the President the stimulus package is saving the enonomy...Oh Really? The animals are CRAZY…almost as CRAZY as an anti-healthcare MOB Think you can copy the DVDs you own? Think Again… How to survive without your iPhone Speaking of phones, check out these stylish…er…unique models Virtual surgery may be the future of surgeon training…or maybe just the only healthcare we can get in a few years Why you should jailbreak your iPhone http://www.wired.com/techbiz/people/magazine/17-08/st_thompson The solution to our healthcare problems? Simple, just stop the aging process There is your fun for the week...now I am going to go FLAG myself
Evil Out August 13 The Commentator Trinity I read many articles and news items over the course of the week and I see the names of many authors. There are notable ones; Morris, Rove, Krauthammer, Barone, Kudlow, Dowd, Broder, and many more. However, there are three authors that I will always make a special effort to read. They are my commentator trinity; Camille Paglia, Thomas Sowell, and John Stossel. Each has a strong voice and strong opinions that tend to go against what many others in their fields believe. All three have strong Libertarian tendencies, and they cross the cultural spectrum from Liberal to Conservative.
Paglia is a Humanities Professor and author with strong Liberal beliefs, but she is a keen observer of politics and culture and is not afraid to skewer even those in power who she likes. She is also one of the few Liberals in the media who not only acknowledges that she listens to talk radio, but defends it as a legitimate form of political discourse. She was one of the few feminists that did and still does defend Sarah Palin and her brand of feminism. If you are uncomfortable with her social stances then just read the first page of her monthly column, but I recommend you follow her column every month. Here is her latest column that talks about the missteps of the President in the healthcare debate and other topics.
Sowell is an award winning Economist and author who hails from the Conservative side. He is a true laissez-faire believer and mouthpiece for Libertarian economic principles. He is one of the few anti-Keynesian voices that writes regularly and as a black man he has many political views contradictory to the stereotypical black political figure. He has written two of the best books about economics that I have read; Basic Economics: A Common Sense Guide to the Economy and Applied Economics: Thinking Beyond Stage One. He writes frequently about the subjects of the day and I always read his columns. Here is his latest column which is a series of random thoughts about the news of the day.
Stossel is a reporter, commentator, and co-anchor of 20/20. He is probably the most recognizable and strongest Libertarian voices in the media. He started his career as a consumer advocate reporter and over time has transferred that advocacy to advocating Libertarian ideas and freedom through his regular spots and specials on television. In a land of Liberal bleeding hearts, he has worked his way up and has pretty free reign to highlight the problems caused by the heavy hand of Government and the fallacies of much of the “conventional wisdom” in our society. Here is his latest column that talks about why the large businesses that will be most affected by healthcare reform are supporting and advocating for it.
Read and Enjoy
Evil Out August 10 Real Healthcare ReformI promised last week that I would offer some solutions to healthcare reform instead of just being a naysayer to the President and Congressional Leadership plans. The striking difference between my approach and that of those in power is that my reforms are all Patient or Freedom Based Solutions that empower individuals, reward personal responsibility, and encourage more personal knowledge and control of your health care as opposed to the Government Based Solutions that are coming from Congress that diminish personal responsibility and expand Government control. None of the following proposals are original ideas from me, all of them are proposals that I have learned about over the years and not only make logical sense, but also have numbers to back them up. I will list the proposals, providing links to supporting documents, and then talk about them each in a more in-depth manner. These are the 6 proposals for reforming the American health system that I support:
· Remove Corporate Tax Break for health insurance · Remove “mandated” levels of coverage · Allow insurance purchase across state lines · Encourage rather than discourage retail clinics · Encourage companies to continue to compete for health care dollars
Remove Corporate Tax Break for health insurance and Extend it to individuals
One of the largest tax breaks the Government provides is the employer break for providing health insurance. The basis of this break is that any money that is spent by an employer providing health insurance is credited as a sizable tax break for the company. For the individual that purchases health insurance on their own there is no corresponding tax credit. This has the effect of making health insurance more expensive for individuals to purchase on their own, because in effect the money they would spend on health insurance has already been taxed. This means that an individual buying the same insurance as the company provides at the same price as the company would still spend as much as 50% more for the plan. This is because the individual’s money has already been reduced by up to 50% from Federal, State, and Local taxes before they even purchased the insurance. This tax break has also had the effect of reducing individual wages since every dollar a company spends providing benefits is a dollar it is not directly paying to that individual. Also companies have a tendency to purchase far more insurance coverage than is needed for most individuals, further skewing the costs of health care and removing any personal responsibility from controlling health costs. Removing this tax break, along with some of the other reforms I propose would increase personal wages and allow more control over the scope and breadth of insurance an individual could purchase. The only problem of simply eliminating this tax break is that it would most likely be a net tax increase on individuals. Therefore I also believe that at the same time the corporate tax break is eliminated that an individual tax break should replace it. (After all I am all for people paying less in taxes) Just a small personal example of how this could benefit an individual. My company currently provides a number of insurance plans. The plan I am currently enrolled in is a “high deductible” plan where I am responsible for the first $3200 of healthcare I spend each year and the insurance covers 100% of my bills after that point. In addition my employer pays the first $2000 of my health expenses each year. My current premium is $150/mo. For this coverage my employer pays an additional $173.79/week beyond my premium. Adding the $2000/yr of the deductible to that weekly total means my employer pays ~$11,000/yr for my health coverage. Now let’s pretend that the employer tax break is removed and my employer returns just 50% of that money to me in increased wages, I would be making an additional $5500/yr. If I add in my $150/mo I already pay and add that to the $5500, then turn that all back into insurance I would have about $610/mo to pay for premiums or sink into an HSA. Doing a quick online check of insurance plans there is quite a range of plans that I could afford that would be as good, or better than my current plan and it would all be with tax free dollars. There are also high deductible plans as cheap as $150/mo and if I just sank an extra $250/mo into an HSA, I would be $210/mo ahead of where I am now. Not only that I would be the one in charge of my health coverage and it would be mine no matter what job I had or even if I lost my job.
Remove “mandated” levels of coverage
Whether you realize it or not the State and Federal Governments have put upwards of 2000 mandated levels of coverage on health insurance plans. The result is that if you are purchasing health insurance, you must pay for levels of coverage that go far beyond what you may want or need. While the goal is to “insure” that no one finds themselves going to the hospital and suddenly not being covered for certain diseases, illnesses, or situations, the effect is that many people buy coverage that does nothing but increase their premiums. The overall effect of these mandates is an overall increase in total insurance premiums of 20% - 50% more than they would be otherwise. They also remove any chance of negotiating levels of coverage to tailor an insurance plan to you and your family’s basic needs. The most basic example of this I can think of is Maternity coverage. About half the states in the country demands that an insurance plan that covers a family include maternity coverage. This is completely independent of the desire, ability, or lack thereof the couple to have a child. This single mandate and all of the associated newborn coverage that most of these states require as well, add up to 5% to the cost of a family plan. That means a plan that would normally cost $500/mo would have an additional $25/mo or $300/year. This may not seem like much, but for a couple like me and my wife who have undergone the medical procedures to prevent further pregnancies that money would be enough by itself to pay my water bill for the year.
Allow insurance purchase across state lines
This proposal goes hand in hand with the previous proposal. Currently if I live in a state that mandated so-called mental health “parity”, where mental health is covered directly by the health insurance plan, I would already be paying 10% more for my insurance. Add to that if I lived in one of the states that mandated Invitro-fertilization and pregnancy benefits that would be 20% more that my health insurance would cost me than if I lived in a state without those mandates. By opening up insurance competition across state lines I could chose to purchase the health plan that best represented my current needs and not those demanded by my state politicians. This would also mean that states would experience pressure to drop mandates as insurance companies would look to headquarter themselves where they could offer the widest range of coverage with the least amount of mandates. The increased choices and competition would allow individuals to purchase the plan that best represents them and their needs and would also have the added benefit of driving down the costs of the most basic of insurance plans, making it more affordable to those at the margins who are more worried about losing everything because of an unexpected cancer than experiencing higher bills because they are forced to cover pregnancy.
Malpractice Reform
While there is some debate on the exact cost to the American medical system of so-called “defensive medicine”, or unneeded tests and procedures ordered by doctors for no purpose other than safe guarding against medical malpractice lawsuits, no one denies that reforming malpractice law would decrease overall costs. In addition studies show that the supply of doctors and specialists increases when tort reforms are enacted. Increasing the supply of doctors and reducing the out of pocket costs would have an overall beneficial effect on the American healthcare system. This is one of those reforms that would have a direct impact on healthcare costs in this country regardless of whatever other reforms were enacted. Combine malpractice reform with a “loser pays” tort reform and most of those ridiculous lawsuits around the country would simply disappear.
Encourage rather than discourage retail clinics Encourage companies to continue to compete for health care dollars
The last two points really go hand-in-hand. One of the most free market based approaches to reducing health care costs in the past decade have been undertaken by companies looking to make a profit. So-called retail clinics in stores like Walmart, Walgreens, CVS, and Cosco have sprung up around the country as a low cost alternative to emergency rooms or doctors visits. Often staffed by RNs, PAs, and perhaps a resident doctor, they are a great place for individuals to go who need some basic medical care, but not the full blown care of an emergency room or hospital. Got the flu, an ear or sinus infection, perhaps a sprained ankle, or even diarrhea, then go to the clinic and have them diagnose and prescribe the basic antibiotics or other care needed. All for a low cost, especially when compared to emergency rooms visits. These clinics will also spring into areas that desperately need their services and provide alternatives for those who need them. The problem is that recently the Government has started to step in and over regulate or even prevent these clinics. The result has been lowered access and higher costs for those areas that are not served by low-cost clinics. In addition Government should encourage or at least step out of the way of companies who are competing for health dollars by sharply reducing generic drug costs, offering up basic medical clinics, expanding access to specialized health equipment, etc. Reduce the cost of bringing new drugs or techniques to the market. Step out of the way of private individuals who choose to order prescription drugs from alternative sources such as Mexican or Canadian pharmacies. All of these options would have the effect of increasing competition for health dollars and encouraging more competitors to enter the markets, reducing prices and increasing choices for all.
Conclusion
There you have it, my personal suggestions for reforming healthcare. Follow the links, read the documents, and do your own searching. Then contact your Representatives and Senators and let them know you want to have some actual debate on health reform and not this rushed push for new Government control and mandates. Show up at the town hall meetings and let them know that you want more, not less freedom in your medical choices.
Evil Out August 07 Return of the Weekly Round-Up 8/07 editionWith a whimper I stopped doing the Weekly Round-Up a few months back, but I decided to restart it this week. Basically the WRU is a chance for me to provide a dumping ground for all the news and weirdness articles I read every week, but don't have the time or inclination to actually blog about. This is a good forum for others to perhaps find some informing or entertaining nuggets of info from around the net over the past week.
You gotta watch this...
OMG! You killed Twitter, you bastards! So the anti-healthcare reform MOBS are actually racists… Are the Democrats running scared? Is the President losing his support from comedians?
Evil Out
August 06 Organizers vs THE MOB!!!!Watch this video:
Let’s do a bit of compare and contrast here. The following are two emails that were sent by the Democrats and the Republicans to supporters about organizing efforts to support or oppose the healthcare reform bills coming out of congress. Both groups are soliciting for their activists to attend town hall meetings and congressional sit-downs, but as the video above shows one side is being labeled a MOB!!! while the other are being called organizered volunteers. I’ve added emphasis to the emails. First up from the President and the DNC:
Now for an email from Michael Steele and the RNC
Now the Republican email didn’t really call out the masses, but the Democrat memo that it included called the Republican groups mobs, extremists, highly organized, and even obliquely called them Nazis. This is how a group of people who are concerned about healthcare reform is being attacked for showing up at events and making their voices heard. Which is the exact same thing the President, the DNC, and this “highly organized” group Organizing for America is planning on doing and calling for. So if the voices and groups being heard from are against the healthcare reform they are MOBS!!!, but if they are for healthcare reform they are simply regular people making their "voices heard"….
Looks to me like someone is working hard to demonize their opponents in order to dismiss the complaints they are hearing. In fact, I heard this exact line of argument from several members of congress in order to ignore the opposition. You can’t have it both ways. An organized group of protesters is an organized group of protesters whichever party they belong to. So let’s see some of those Democrat MOBS!!! get out there and have a showdown with the Republican MOBS!!!. After all that is what political discourse and true grassroots activists do. They show up in groups and try to change things. So listen to the groups and don't just dismiss them out of hand as the other side's MOB. So polticians just shut up, let the people talk, and perhaps even actually listen to them.. Evil Out August 05 The Healthcare Five Step Jay Cost over at Real Clear Politics has a well written analysis of the political shape of the healthcare debate. He outlines what he feels are the five big mistakes that the President and Congressional leaders have made in attempting to get a healthcare bill. They are:
and then the one that I think is the largest problem:
This seems to be the largest problem right now for the President. If you look at the healtcare system there are basically two major problems, rising costs and lack of coverage. Sure there are other issues out there, portability, pre-screening, etc, but cost and coverage are the largest issues facing our system. Tackling one of those issues at a time would be a better strategy for attacking the issues in our health system than this shotgun approach that has more to do with Government power than fixing the issues with the system. I'll try and cover some ways to deal with specific issues in the near future, for now enjoy the article. Evil Out August 02 Well Gawlee, Suhprise, Suhprise, Suhprise... Doing the rounds on the Sunday talk shows, a couple of Administration officials (Treasury Secretary Timothy Geithner and National Economic Council Director Larry Summers) got asked some tough questions about where the money will come from to pay for the new spending the Administration is planning. Needless to say, they won't promise that the "middle-class" won't see tax increases.
Talk about a non-news event. I know the President ran on a promise of "read my lips" and he would do well to remember what happened to the last President who broke that promise. However, anyone who seriously read the campaign promises of Candidate Obama knew he was lying. There was no way for him to do everything he promised on the money coming in and he never made any serious promises to cut spending, at least not the areas where spending cuts would be meaningful. If the Congress passes a healthcare bill, taxes will have to go up. Of course this is still up in the air, but who knows what kind of compromise bill Congress will pass in order to keep from embarrassing the Commander-in-Chief. Just remember when they increase middle-income taxes, it really shouldn't be a "Suhprise". Evil Out |
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